Terms of Services
Last updated 16 September 2026.
Template notice — must be reviewed before launch. These terms are a working draft written to match how the site actually behaves. They are not legal advice. Have a qualified attorney review them, and add your registered business name, governing state and postal address before you drive real traffic here.
Accepting these terms
By using cards2score.com you agree to these terms. If you do not agree, please do not use the site.
What this site is
Cards2Score is an independent comparison and information website for credit cards aimed at people rebuilding their credit. We are not a bank, lender, broker, or credit repair organisation. We do not issue cards, we do not make approval decisions, and we cannot change anything on your credit report.
Not financial advice
Everything here is general information, not personalised financial, legal or tax advice. We are not licensed financial advisers. Your circumstances are specific to you — consider speaking to a qualified professional before making a borrowing decision.
Card terms are set by issuers, not by us
APRs, fees, deposits, credit limits and rewards are set by the card issuer and change frequently. We work to keep our information current, but we cannot guarantee it is accurate or complete at the moment you read it. Always confirm the current terms on the issuer's own application page before you apply. The issuer's terms govern, not ours.
Approval odds are estimates
Any approval odds, match scores or rankings shown are our own editorial estimates, generated from each card's stated minimum credit score and the answers you provide. They are not a pre-approval, a decision, an offer of credit, or a guarantee. Only the issuer decides, using information we do not have.
Calculator and tool results
Our rewards calculator and other tools produce illustrative estimates based on the figures you enter and published earn rates. Real-world value will differ. Do not rely on these figures as a projection of what you will actually earn.
How we make money
We may receive compensation when a reader is approved for a card featured on this site. This does not influence our ratings, which are set editorially against fixed criteria. We do not review every card on the market.
Your responsibilities
- Give accurate information when you complete a form.
- Only submit a phone number that belongs to you.
- Do not attempt to disrupt, scrape or gain unauthorised access to the site.
Text messages
If you consent to marketing texts, message frequency varies and message and data rates may apply. Reply STOP to opt out or HELP for help. Consent is not a condition of purchase. See our Privacy Policy for how we handle your number.
Third-party links
We link to issuer websites and other third parties. We do not control them and are not responsible for their content, terms or privacy practices.
Limitation of liability
The site is provided "as is", without warranties of any kind. To the fullest extent permitted by law, we are not liable for any loss arising from your use of this site or from a credit decision you make after reading it.
Changes
We may update these terms. Continued use of the site after a change means you accept the updated terms.
Contact
Questions: hello@cards2score.com.