/* ============================================================
   Cards2Score — design system
   Light is the base palette; dark overrides only the tokens.
   ============================================================ */

/* Light is the DEFAULT and the designed-for state. Dark exists only when the
   reader explicitly asks for it via the toggle — we deliberately do NOT follow
   prefers-color-scheme, so a reader on a dark OS still lands on the light design. */
:root{
  /* clean white ground; section bands are a soft neutral grey so white cards still pop */
  --bg:#ffffff; --bg-2:#f6f7f9; --bg-3:#edeff3; --surface:#ffffff;
  --ink:#111721; --ink-2:#2a3341; --body:#525c69;
  /* --muted carries the footer disclosure and the spec labels. At #8a8f99 it measured 3.14:1,
     which fails WCAG AA for normal text. Darkened to clear 4.5:1 — legally significant copy
     on a financial site has to be readable. Same reason --gold moved off 4.49:1. */
  --muted:#69707a;
  --line:#e4e7ec; --line-2:#f0f2f5;
  --gold:#8a610f; --gold-2:#c99a3a; --gold-soft:#fdf6e7;
  --green:#0f6f4c; --green-soft:#e6f4ee;
  --amber:#8f5a0d; --amber-soft:#fcf2e1;
  --red:#a82f27; --red-soft:#fceceb;
  --blue:#1b4ba8; --blue-soft:#eaeffb;
  --shadow-1:0 1px 2px rgba(16,24,40,.04), 0 1px 3px rgba(16,24,40,.06);
  --shadow-2:0 4px 10px -2px rgba(16,24,40,.07), 0 2px 5px -2px rgba(16,24,40,.05);
  --shadow-3:0 14px 26px -8px rgba(16,24,40,.11), 0 5px 10px -5px rgba(16,24,40,.06);
  --shadow-4:0 28px 56px -14px rgba(16,24,40,.20);
  --r-sm:8px; --r:12px; --r-lg:18px; --r-xl:26px;
  --wrap:1200px;
  --ui:'Inter',-apple-system,BlinkMacSystemFont,'Segoe UI',Roboto,sans-serif;
  --display:'Fraunces','Iowan Old Style',Georgia,serif;
}
/* opt-in only */
[data-theme="dark"]{
  --ink:#f4f2ed; --ink-2:#ddd9d0; --body:#aeb3bb; --muted:#82858c;
  --line:#2a2b33; --line-2:#212228;
  --bg:#0e0f13; --bg-2:#15171c; --bg-3:#1d1f26; --surface:#16181d;
  --gold:#d7a94a; --gold-2:#e8c169; --gold-soft:#2a2212;
  --green:#4ec98e; --green-soft:#12281f;
  --amber:#e0a63c; --amber-soft:#2a2113;
  --red:#e8756b; --red-soft:#2c1715;
  --blue:#7fa5f0; --blue-soft:#161d2e;
  --shadow-1:0 1px 2px rgba(0,0,0,.5);
  --shadow-2:0 4px 10px rgba(0,0,0,.5);
  --shadow-3:0 14px 26px rgba(0,0,0,.55);
  --shadow-4:0 28px 56px rgba(0,0,0,.65);
}

*,*::before,*::after{box-sizing:border-box}
html{-webkit-text-size-adjust:100%;scroll-behavior:smooth}
body{
  margin:0;background:var(--bg);color:var(--body);
  font:400 16px/1.6 var(--ui);
  -webkit-font-smoothing:antialiased;text-rendering:optimizeLegibility;
  overflow-x:hidden;
}
img,svg{max-width:100%;display:block}
a{color:inherit;text-decoration:none}
h1,h2,h3,h4{color:var(--ink);margin:0;line-height:1.18;font-weight:600}
h1{font-family:var(--display);font-size:clamp(2.1rem,4.6vw,3.5rem);letter-spacing:-.02em;font-weight:600}
h2{font-family:var(--display);font-size:clamp(1.6rem,3vw,2.35rem);letter-spacing:-.015em}
h3{font-size:1.12rem;letter-spacing:-.01em}
p{margin:0 0 1rem}
dl,dd,dt{margin:0}
button{font:inherit;color:inherit}
.wrap{width:100%;max-width:var(--wrap);margin:0 auto;padding:0 22px}
.skip{position:absolute;left:-9999px}
.skip:focus{left:12px;top:12px;z-index:200;background:var(--ink);color:#fff;padding:10px 16px;border-radius:8px}
:focus-visible{outline:2.5px solid var(--gold);outline-offset:2px;border-radius:4px}
.good{color:var(--green);font-weight:600}

/* ---------- header ---------- */
.site-head{
  position:sticky;top:0;z-index:60;background:color-mix(in srgb,var(--bg) 88%,transparent);
  backdrop-filter:saturate(180%) blur(14px);-webkit-backdrop-filter:saturate(180%) blur(14px);
  border-bottom:1px solid var(--line);
}
.head-inner{display:flex;align-items:center;gap:20px;height:70px}
.brand{display:flex;align-items:center;gap:10px;font-weight:700;color:var(--ink);font-size:1.12rem;letter-spacing:-.02em}
.brand-mark{color:var(--ink);display:flex}
.brand-text{font-family:var(--display);font-weight:600}
.site-nav{margin-left:auto;display:flex;align-items:center;gap:26px}
.site-nav>a{font-size:.925rem;font-weight:500;color:var(--body);position:relative;padding:6px 0;transition:color .18s}
.site-nav>a:hover{color:var(--ink)}
.site-nav>a.on{color:var(--ink);font-weight:600}
.site-nav>a.on::after{content:"";position:absolute;left:0;right:0;bottom:-1px;height:2px;background:var(--gold);border-radius:2px}
.cmp-badge{display:inline-flex;align-items:center;justify-content:center;min-width:18px;height:18px;padding:0 5px;margin-left:6px;background:var(--gold);color:#1a1206;font-size:.7rem;font-weight:700;border-radius:9px;vertical-align:1px}
.nav-actions{display:flex;align-items:center;gap:12px;margin-left:6px}
.icon-btn{width:38px;height:38px;display:grid;place-items:center;border:1px solid var(--line);background:var(--surface);border-radius:10px;cursor:pointer;color:var(--body);transition:.18s}
.icon-btn:hover{color:var(--ink);border-color:var(--gold);background:var(--bg-2)}
/* default (light) shows the moon = "switch to dark"; dark shows the sun */
.i-sun{display:none}
.i-moon{display:block}
[data-theme="dark"] .i-sun{display:block}
[data-theme="dark"] .i-moon{display:none}
.nav-toggle{display:none;margin-left:auto;width:42px;height:42px;border:1px solid var(--line);background:var(--surface);border-radius:10px;cursor:pointer;padding:0;flex-direction:column;gap:4px;align-items:center;justify-content:center}
.nav-toggle span{width:18px;height:2px;background:var(--ink);border-radius:2px;transition:.25s}
.nav-toggle[aria-expanded="true"] span:nth-child(1){transform:translateY(6px) rotate(45deg)}
.nav-toggle[aria-expanded="true"] span:nth-child(2){opacity:0}
.nav-toggle[aria-expanded="true"] span:nth-child(3){transform:translateY(-6px) rotate(-45deg)}

/* ---------- buttons ---------- */
.btn{
  display:inline-flex;align-items:center;justify-content:center;gap:8px;
  padding:12px 20px;border-radius:11px;border:1px solid transparent;
  font-size:.925rem;font-weight:600;cursor:pointer;transition:.18s;white-space:nowrap;
}
.btn-primary{background:var(--ink);color:var(--bg);box-shadow:var(--shadow-2)}
.btn-primary:hover{transform:translateY(-1px);box-shadow:var(--shadow-3)}
.btn-gold{background:linear-gradient(135deg,var(--gold-2),var(--gold));color:#20170a;box-shadow:var(--shadow-2)}
.btn-gold:hover{transform:translateY(-1px);box-shadow:var(--shadow-3)}
.btn-ghost{background:var(--surface);border-color:var(--line);color:var(--ink)}
.btn-ghost:hover{border-color:var(--gold);background:var(--bg-2)}
.btn-sm{padding:9px 15px;font-size:.86rem;border-radius:9px}
.btn-lg{padding:15px 28px;font-size:1rem;border-radius:13px}
.btn-icon{padding:11px;border:1px solid var(--line);background:var(--surface);color:var(--muted);border-radius:10px}
.btn-icon:hover{color:var(--gold);border-color:var(--gold)}
.btn-icon.is-on{color:var(--gold);border-color:var(--gold);background:var(--gold-soft)}
.btn-icon.is-on svg{fill:var(--gold)}
.btn[disabled]{opacity:.45;pointer-events:none}
.btn-cmp.is-on{background:var(--gold-soft);border-color:var(--gold);color:var(--gold)}

/* ---------- hero ---------- */
.hero{position:relative;padding:76px 0 64px;overflow:hidden;background:var(--bg-2);border-bottom:1px solid var(--line)}
.hero::before{
  content:"";position:absolute;inset:-40% -20% auto -20%;height:70%;
  background:radial-gradient(ellipse at 50% 40%,color-mix(in srgb,var(--gold) 16%,transparent),transparent 62%);
  pointer-events:none;
}
.hero-grid{position:relative;display:grid;grid-template-columns:1.05fr .95fr;gap:56px;align-items:center}
.eyebrow{display:inline-flex;align-items:center;gap:8px;padding:7px 14px;background:var(--gold-soft);color:var(--gold);border:1px solid color-mix(in srgb,var(--gold) 30%,transparent);border-radius:99px;font-size:.79rem;font-weight:700;letter-spacing:.04em;text-transform:uppercase;margin-bottom:20px}
.hero h1{margin-bottom:18px}
.hero h1 em{font-style:normal;color:var(--gold);position:relative;white-space:nowrap}
.hero h1 em::after{content:"";position:absolute;left:0;right:0;bottom:.06em;height:.14em;background:color-mix(in srgb,var(--gold) 26%,transparent);border-radius:2px;z-index:-1}
.hero-lede{font-size:1.115rem;line-height:1.65;max-width:36em;margin-bottom:28px}
.hero-cta{display:flex;gap:12px;flex-wrap:wrap;margin-bottom:26px}
.hero-trust{display:flex;gap:26px;flex-wrap:wrap;font-size:.86rem;color:var(--muted)}
.hero-trust b{display:block;font-size:1.42rem;color:var(--ink);font-family:var(--display);font-weight:600;line-height:1.1}
/* ---------- photography ---------- */
.ph{display:block;width:100%;height:100%;object-fit:cover}
.ph-frame{position:relative;border-radius:var(--r-xl);overflow:hidden;background:var(--bg-3);box-shadow:var(--shadow-4)}
.ph-frame::after{content:"";position:absolute;inset:0;box-shadow:inset 0 0 0 1px rgba(255,255,255,.4);border-radius:inherit;pointer-events:none}
/* keeps layout stable while the image decodes — no CLS */
.ph-4x3{aspect-ratio:4/3}
.ph-3x2{aspect-ratio:3/2}
.ph-16x9{aspect-ratio:16/9}

/* hero photo + the floating card that overlaps it */
.hero-photo{position:relative}
.hero-photo .ph-frame{transform:rotate(1.2deg);transition:transform .5s cubic-bezier(.2,.8,.2,1)}
.hero-photo:hover .ph-frame{transform:rotate(0deg) scale(1.012)}
.hero-float{
  position:absolute;left:-26px;bottom:-24px;width:210px;z-index:3;
  transform:rotate(-7deg);transition:transform .5s cubic-bezier(.2,.8,.2,1);
}
.hero-photo:hover .hero-float{transform:rotate(-10deg) translateY(-8px)}
.hero-float .card-art{border-radius:12px;box-shadow:var(--shadow-4)}
.hero-badge{
  position:absolute;left:-6px;bottom:6px;z-index:5;background:var(--surface);
  border:1px solid var(--line);border-radius:14px;padding:13px 17px;box-shadow:var(--shadow-3);
  display:flex;align-items:center;gap:11px;
}
.hero-badge b{display:block;font-family:var(--display);font-size:1.25rem;color:var(--ink);line-height:1}
.hero-badge span{font-size:.74rem;color:var(--muted);text-transform:uppercase;letter-spacing:.05em}
.hero-badge .hb-ic{width:34px;height:34px;display:grid;place-items:center;background:var(--green-soft);color:var(--green);border-radius:9px;flex-shrink:0}

/* image + copy split used further down the page */
.split{display:grid;grid-template-columns:1fr 1fr;gap:52px;align-items:center}
.split.flip .split-media{order:2}
.split-media .ph-frame{border-radius:var(--r-lg)}
.split h2{margin-bottom:14px}
.tick{list-style:none;padding:0;margin:20px 0 0;display:grid;gap:13px}
.tick li{display:flex;gap:12px;font-size:.95rem;line-height:1.55}
.tick li svg{flex-shrink:0;margin-top:3px;color:var(--green)}
.tick li b{color:var(--ink)}

/* photo header on the category tiles */
.cat{padding:0;overflow:hidden}
.cat-photo{aspect-ratio:16/10;overflow:hidden;background:var(--bg-3)}
.cat-photo img{transition:transform .55s cubic-bezier(.2,.8,.2,1)}
.cat:hover .cat-photo img{transform:scale(1.05)}
.cat-inner{padding:24px 26px 26px}
.cat .cat-ic{margin-top:-46px;position:relative;box-shadow:var(--shadow-2);border:3px solid var(--surface)}

/* The fanned card stack. Three real card faces, each on its own float cycle so the group
   breathes, plus a warm glow behind. Hovering fans them apart. */
/* ⛔ RESTORED to the original static fan — the version the user confirmed looked right.
   DO NOT add float/idle animations to these cards. A CSS animation (running OR paused) owns
   the `transform` property and overrides the :hover rules below, which silently kills the
   fan-out. Static transforms plus one transition IS the whole effect. */
.hero-stack{position:relative;height:352px}
.hero-stack .card-art{
  position:absolute;width:290px;border-radius:16px;box-shadow:var(--shadow-4);
  transition:transform .5s cubic-bezier(.2,.8,.2,1);
}
.hero-stack .card-art:nth-of-type(1){transform:rotate(-9deg) translate(6px,32px);z-index:1}
.hero-stack .card-art:nth-of-type(2){transform:rotate(-1deg) translate(64px,4px);z-index:2}
.hero-stack .card-art:nth-of-type(3){transform:rotate(7deg) translate(126px,-26px);z-index:3}
.hero-stack:hover .card-art:nth-of-type(1){transform:rotate(-13deg) translate(-16px,40px)}
.hero-stack:hover .card-art:nth-of-type(3){transform:rotate(11deg) translate(150px,-38px)}

/* ---------- sections ---------- */
.sect{padding:72px 0}
.sect-alt{background:var(--bg-2);border-block:1px solid var(--line)}
.sect-head{max-width:660px;margin-bottom:38px}
.sect-head.center{margin-inline:auto;text-align:center}
.sect-head p{margin-top:12px;font-size:1.03rem}
.kicker{font-size:.78rem;font-weight:700;letter-spacing:.11em;text-transform:uppercase;color:var(--gold);margin-bottom:10px}

/* ---------- card tile ---------- */
.card-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(345px,1fr));gap:22px}
.ctile{
  position:relative;display:flex;flex-direction:column;background:var(--surface);
  border:1px solid var(--line);border-radius:var(--r-lg);overflow:hidden;
  box-shadow:var(--shadow-1);transition:transform .22s,box-shadow .22s,border-color .22s;
}
.ctile:hover{transform:translateY(-3px);box-shadow:var(--shadow-3);border-color:color-mix(in srgb,var(--gold) 42%,var(--line))}
.ctile-rank{position:absolute;top:14px;left:14px;z-index:3;width:32px;height:32px;display:grid;place-items:center;background:var(--ink);color:var(--bg);border-radius:9px;font-weight:700;font-size:.85rem;box-shadow:var(--shadow-2)}
.ctile-art{position:relative;padding:22px 22px 0;background:linear-gradient(180deg,var(--bg-3),transparent)}
.ctile-art .card-art{border-radius:13px;box-shadow:var(--shadow-3);margin-inline:auto;max-width:250px}
.ctile-flag{position:absolute;top:14px;right:14px;background:var(--gold);color:#20170a;font-size:.71rem;font-weight:700;padding:5px 11px;border-radius:99px;letter-spacing:.02em;box-shadow:var(--shadow-2)}
.ctile-body{padding:20px 22px 22px;display:flex;flex-direction:column;flex:1}
.ctile-head{display:flex;gap:14px;justify-content:space-between;align-items:flex-start;margin-bottom:16px}
.ctile-name{font-size:1.045rem;line-height:1.3}
.ctile-name a:hover{color:var(--gold)}
.ctile-issuer{font-size:.815rem;color:var(--muted);margin-top:5px}
.ctile-rating{flex-shrink:0;text-align:center;background:var(--bg-3);border-radius:10px;padding:7px 11px;line-height:1.15}
.ctile-rating strong{display:block;font-size:1.12rem;color:var(--ink);font-family:var(--display)}
.ctile-rating span{font-size:.7rem;color:var(--muted)}
.ctile-specs{display:grid;grid-template-columns:1fr 1fr;gap:11px 16px;padding:15px 0;border-block:1px solid var(--line-2);margin-bottom:14px}
.ctile-specs dt{font-size:.735rem;color:var(--muted);text-transform:uppercase;letter-spacing:.05em;font-weight:600;margin-bottom:3px}
.ctile-specs dd{font-size:.955rem;color:var(--ink);font-weight:600}
.ctile-rewards{font-size:.885rem;line-height:1.5;margin-bottom:15px;flex:1}
.ctile-odds{margin-bottom:16px}
.odds-label{display:flex;justify-content:space-between;font-size:.8rem;margin-bottom:7px;color:var(--muted)}
.odds-bar{height:6px;background:var(--bg-3);border-radius:99px;overflow:hidden}
.odds-bar span{display:block;height:100%;border-radius:99px;transition:width .6s cubic-bezier(.2,.8,.2,1)}
.odds-high{color:var(--green)}.odds-bar .odds-high{background:var(--green)}
.odds-mid{color:var(--amber)}.odds-bar .odds-mid{background:var(--amber)}
.odds-low{color:var(--red)}.odds-bar .odds-low{background:var(--red)}
.ctile-foot{display:flex;gap:9px;align-items:center}
.ctile-foot .btn-primary{flex:1}

/* match ring */
.matchring{flex-shrink:0;width:66px;height:66px;border-radius:50%;display:grid;place-items:center;text-align:center;
  background:conic-gradient(var(--gold) calc(var(--p)*1%),var(--bg-3) 0);position:relative}
.matchring::before{content:"";position:absolute;inset:5px;background:var(--surface);border-radius:50%}
.matchring span{position:relative;font-size:1.12rem;font-weight:700;color:var(--ink);font-family:var(--display);line-height:1}
.matchring span i{font-style:normal;font-size:.62rem}
.matchring small{position:relative;font-size:.6rem;color:var(--muted);text-transform:uppercase;letter-spacing:.05em}

/* ---------- filters ---------- */
.browse{display:grid;grid-template-columns:272px 1fr;gap:34px;align-items:start;padding:38px 0 72px}
.filters{position:sticky;top:88px;background:var(--surface);border:1px solid var(--line);border-radius:var(--r-lg);padding:22px;box-shadow:var(--shadow-1)}
.filters h3{font-size:1rem;margin-bottom:4px}
.fgroup{padding:17px 0;border-bottom:1px solid var(--line-2)}
.fgroup:last-of-type{border-bottom:0}
.fgroup>label,.flabel{display:block;font-size:.76rem;font-weight:700;text-transform:uppercase;letter-spacing:.06em;color:var(--muted);margin-bottom:10px}
.fopt{display:flex;align-items:center;gap:9px;padding:6px 0;font-size:.9rem;cursor:pointer;color:var(--body)}
.fopt:hover{color:var(--ink)}
.fopt input{width:17px;height:17px;accent-color:var(--gold);cursor:pointer;flex-shrink:0}
.fopt .cnt{margin-left:auto;font-size:.76rem;color:var(--muted);background:var(--bg-3);padding:1px 7px;border-radius:99px}
input[type=range]{width:100%;accent-color:var(--gold);cursor:pointer}
.range-val{display:flex;justify-content:space-between;font-size:.82rem;color:var(--muted);margin-top:7px}
.range-val b{color:var(--ink);font-size:.95rem}
select,input[type=text],input[type=number],input[type=search]{
  width:100%;padding:11px 13px;border:1px solid var(--line);border-radius:10px;
  background:var(--bg);color:var(--ink);font:inherit;font-size:.9rem;transition:.18s;
}
select:focus,input:focus{border-color:var(--gold);outline:none;box-shadow:0 0 0 3px var(--gold-soft)}
.browse-head{display:flex;justify-content:space-between;align-items:center;gap:16px;margin-bottom:20px;flex-wrap:wrap}
.rescount{font-size:.92rem;color:var(--muted)}
.rescount b{color:var(--ink);font-weight:700}
.sortbar{display:flex;align-items:center;gap:9px;font-size:.88rem}
.sortbar select{width:auto;min-width:190px}
.filter-open{display:none}
.nores{text-align:center;padding:70px 20px;background:var(--surface);border:1px dashed var(--line);border-radius:var(--r-lg)}
.nores h3{margin-bottom:8px}
.chips{display:flex;gap:8px;flex-wrap:wrap;margin-bottom:18px}
.chip{display:inline-flex;align-items:center;gap:7px;padding:6px 12px;background:var(--gold-soft);border:1px solid color-mix(in srgb,var(--gold) 32%,transparent);color:var(--gold);border-radius:99px;font-size:.82rem;font-weight:600}
.chip button{background:none;border:0;cursor:pointer;color:inherit;display:flex;padding:0;opacity:.7}
.chip button:hover{opacity:1}

/* ---------- compare bar ---------- */
.cmp-bar{position:fixed;left:0;right:0;bottom:0;z-index:70;background:color-mix(in srgb,var(--surface) 96%,transparent);
  backdrop-filter:blur(16px);-webkit-backdrop-filter:blur(16px);border-top:1px solid var(--line);box-shadow:0 -8px 28px rgba(16,24,40,.12);
  transform:translateY(100%);transition:transform .3s cubic-bezier(.2,.8,.2,1)}
.cmp-bar.show{transform:none}
.cmp-bar-inner{display:flex;align-items:center;gap:18px;padding-block:14px}
.cmp-slots{display:flex;gap:10px;flex:1;overflow-x:auto;padding-bottom:2px}
.cmp-slot{display:flex;align-items:center;gap:9px;background:var(--bg-2);border:1px solid var(--line);border-radius:10px;padding:8px 11px;font-size:.83rem;font-weight:600;color:var(--ink);white-space:nowrap;flex-shrink:0}
.cmp-slot button{background:none;border:0;cursor:pointer;color:var(--muted);display:flex;padding:0}
.cmp-slot button:hover{color:var(--red)}
.cmp-slot.empty{border-style:dashed;color:var(--muted);font-weight:500}
.cmp-actions{display:flex;gap:9px;flex-shrink:0}

/* ---------- compare table ---------- */
.cmp-wrap{overflow-x:auto;-webkit-overflow-scrolling:touch;border:1px solid var(--line);border-radius:var(--r-lg);background:var(--surface);box-shadow:var(--shadow-1)}
table.cmp{border-collapse:collapse;width:100%;min-width:720px}
table.cmp th,table.cmp td{padding:15px 18px;text-align:left;border-bottom:1px solid var(--line-2);vertical-align:top;font-size:.92rem}
table.cmp thead th{background:var(--bg-2);position:sticky;top:0;z-index:2}
table.cmp tbody th{font-size:.79rem;text-transform:uppercase;letter-spacing:.05em;color:var(--muted);font-weight:700;width:210px;background:var(--bg-2);position:sticky;left:0}
table.cmp td{color:var(--ink);font-weight:500}
table.cmp tr:last-child th,table.cmp tr:last-child td{border-bottom:0}
.cmp-col-head{min-width:230px}
.cmp-col-head .card-art{max-width:170px;border-radius:10px;box-shadow:var(--shadow-2);margin-bottom:11px}
.cmp-col-head h3{font-size:.96rem;margin-bottom:5px}
.cmp-win{display:inline-flex;align-items:center;gap:5px;background:var(--green-soft);color:var(--green);font-size:.7rem;font-weight:700;padding:3px 9px;border-radius:99px;margin-left:7px;text-transform:uppercase;letter-spacing:.03em}

/* ---------- finder wizard ---------- */
.wiz{max-width:760px;margin-inline:auto}
.wiz-prog{display:flex;gap:7px;margin-bottom:34px}
.wiz-prog span{flex:1;height:5px;background:var(--bg-3);border-radius:99px;overflow:hidden;position:relative}
.wiz-prog span::after{content:"";position:absolute;inset:0;background:var(--gold);transform:scaleX(0);transform-origin:left;transition:transform .45s cubic-bezier(.2,.8,.2,1)}
.wiz-prog span.done::after{transform:none}
.wiz-step{display:none;animation:fade .35s both}
.wiz-step.on{display:block}
@keyframes fade{from{opacity:0;transform:translateY(10px)}to{opacity:1;transform:none}}
.wiz-q{font-family:var(--display);font-size:clamp(1.45rem,3vw,2rem);color:var(--ink);margin-bottom:9px;letter-spacing:-.015em}
.wiz-help{margin-bottom:26px;color:var(--muted)}
.opts{display:grid;gap:12px}
.opts.two{grid-template-columns:1fr 1fr}
.opt{
  display:flex;align-items:center;gap:15px;padding:17px 19px;background:var(--surface);
  border:1.5px solid var(--line);border-radius:var(--r);cursor:pointer;transition:.18s;text-align:left;width:100%;
}
.opt:hover{border-color:var(--gold);background:var(--gold-soft);transform:translateY(-1px)}
.opt.sel{border-color:var(--gold);background:var(--gold-soft);box-shadow:0 0 0 3px var(--gold-soft)}
.opt-ic{width:44px;height:44px;flex-shrink:0;display:grid;place-items:center;background:var(--bg-3);border-radius:11px;color:var(--gold)}
.opt.sel .opt-ic{background:var(--gold);color:#20170a}
.opt-t{font-weight:600;color:var(--ink);font-size:.98rem}
.opt-d{font-size:.845rem;color:var(--muted);margin-top:2px}
.wiz-nav{display:flex;justify-content:space-between;gap:12px;margin-top:30px}
.scorebox{background:var(--surface);border:1px solid var(--line);border-radius:var(--r-lg);padding:26px;text-align:center;box-shadow:var(--shadow-1)}
.scorebig{font-family:var(--display);font-size:3.4rem;color:var(--ink);line-height:1;margin-bottom:5px}
.scoreband{display:inline-block;padding:5px 15px;border-radius:99px;font-size:.85rem;font-weight:700;margin-bottom:22px}
.band-poor{background:var(--red-soft);color:var(--red)}
.band-fair{background:var(--amber-soft);color:var(--amber)}
.band-good{background:var(--green-soft);color:var(--green)}
.band-excellent{background:var(--green-soft);color:var(--green)}

/* ---------- calculator ---------- */
.calc{display:grid;grid-template-columns:390px 1fr;gap:34px;align-items:start}
.calc-panel{background:var(--surface);border:1px solid var(--line);border-radius:var(--r-lg);padding:26px;box-shadow:var(--shadow-1);position:sticky;top:88px}
.spend-row{display:flex;align-items:center;gap:13px;padding:13px 0;border-bottom:1px solid var(--line-2)}
.spend-row:last-child{border-bottom:0}
.spend-ic{width:38px;height:38px;flex-shrink:0;display:grid;place-items:center;background:var(--bg-3);border-radius:10px;color:var(--gold)}
.spend-lab{flex:1;font-size:.92rem;font-weight:500;color:var(--ink)}
.spend-in{width:112px;position:relative;flex-shrink:0}
.spend-in span{position:absolute;left:12px;top:50%;transform:translateY(-50%);color:var(--muted);font-size:.9rem;pointer-events:none}
.spend-in input{padding-left:25px;text-align:right;font-weight:600}
.spend-total{display:flex;justify-content:space-between;align-items:center;padding-top:17px;margin-top:6px;border-top:2px solid var(--line);font-weight:600;color:var(--ink)}
.spend-total b{font-family:var(--display);font-size:1.5rem}
.calc-res{display:grid;gap:13px}
.cres{display:flex;align-items:center;gap:17px;background:var(--surface);border:1px solid var(--line);border-radius:var(--r);padding:16px 19px;transition:.2s}
.cres:hover{border-color:var(--gold);box-shadow:var(--shadow-2)}
.cres.top{border-color:var(--gold);background:linear-gradient(135deg,var(--gold-soft),var(--surface))}
.cres-rank{width:30px;height:30px;flex-shrink:0;display:grid;place-items:center;background:var(--bg-3);border-radius:8px;font-weight:700;font-size:.83rem;color:var(--ink)}
.cres.top .cres-rank{background:var(--gold);color:#20170a}
.cres-art{width:74px;flex-shrink:0}
.cres-art .card-art{border-radius:7px;box-shadow:var(--shadow-1)}
.cres-main{flex:1;min-width:0}
.cres-name{font-weight:600;color:var(--ink);font-size:.95rem;margin-bottom:3px}
.cres-sub{font-size:.8rem;color:var(--muted)}
.cres-val{text-align:right;flex-shrink:0}
.cres-net{font-family:var(--display);font-size:1.42rem;color:var(--green);line-height:1.1}
.cres-net.neg{color:var(--red)}
.cres-lab{font-size:.72rem;color:var(--muted);text-transform:uppercase;letter-spacing:.05em}

/* ---------- card detail ---------- */
.det-hero{background:var(--bg-2);border-bottom:1px solid var(--line);padding:44px 0}
.det-grid{display:grid;grid-template-columns:340px 1fr;gap:44px;align-items:start}
.det-art .card-art{border-radius:15px;box-shadow:var(--shadow-4)}
.det-actions{display:grid;gap:10px;margin-top:20px}
.det-title{font-family:var(--display);font-size:clamp(1.75rem,3.4vw,2.5rem);letter-spacing:-.02em;margin-bottom:11px}
.det-meta{display:flex;gap:9px;flex-wrap:wrap;margin-bottom:22px}
.tag{padding:5px 12px;background:var(--surface);border:1px solid var(--line);border-radius:99px;font-size:.81rem;font-weight:600;color:var(--body)}
.tag.gold{background:var(--gold-soft);border-color:color-mix(in srgb,var(--gold) 32%,transparent);color:var(--gold)}
.keyfacts{display:grid;grid-template-columns:repeat(auto-fit,minmax(148px,1fr));gap:2px;background:var(--line);border:1px solid var(--line);border-radius:var(--r);overflow:hidden;margin-bottom:24px}
.keyfact{background:var(--surface);padding:16px 18px}
.keyfact dt{font-size:.73rem;text-transform:uppercase;letter-spacing:.055em;color:var(--muted);font-weight:700;margin-bottom:5px}
.keyfact dd{font-size:1.16rem;font-weight:700;color:var(--ink);font-family:var(--display)}
.proscons{display:grid;grid-template-columns:1fr 1fr;gap:20px;margin:26px 0}
.pc{background:var(--surface);border:1px solid var(--line);border-radius:var(--r-lg);padding:22px}
.pc h3{display:flex;align-items:center;gap:9px;margin-bottom:14px;font-size:1rem}
.pc ul{list-style:none;margin:0;padding:0;display:grid;gap:10px}
.pc li{display:flex;gap:10px;font-size:.905rem;line-height:1.5}
.pc li svg{flex-shrink:0;margin-top:3px}
.pc-pro h3{color:var(--green)}.pc-pro li svg{color:var(--green)}
.pc-con h3{color:var(--red)}.pc-con li svg{color:var(--red)}
/* min-width:0 is load-bearing — without it a grid/flex child lets the 720px
   terms table push the whole page wider than the viewport on mobile. */
.prose{max-width:70ch;min-width:0}
.cmp-wrap{max-width:100%}
.det-grid>*,.browse>*,.calc>*{min-width:0}
.prose h2{margin:34px 0 14px}
.prose h3{margin:26px 0 10px}
.prose ul{padding-left:20px;margin:0 0 16px}
.prose li{margin-bottom:8px}
.callout{background:var(--blue-soft);border-left:3px solid var(--blue);border-radius:0 var(--r) var(--r) 0;padding:17px 20px;margin:22px 0}
.callout p:last-child{margin-bottom:0}
.callout strong{color:var(--ink)}

/* ---------- misc ---------- */
.cat-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(250px,1fr));gap:18px}
.cat{display:block;background:var(--surface);border:1px solid var(--line);border-radius:var(--r-lg);padding:26px;transition:.22s;box-shadow:var(--shadow-1)}
.cat:hover{transform:translateY(-3px);box-shadow:var(--shadow-3);border-color:var(--gold)}
.cat-ic{width:48px;height:48px;display:grid;place-items:center;background:var(--gold-soft);color:var(--gold);border-radius:13px;margin-bottom:15px}
.cat h3{margin-bottom:7px}
.cat p{font-size:.895rem;margin-bottom:13px}
.cat-go{font-size:.86rem;font-weight:600;color:var(--gold);display:inline-flex;align-items:center;gap:6px}
.cat:hover .cat-go svg{transform:translateX(3px)}
.cat-go svg{transition:transform .2s}
.steps{display:grid;grid-template-columns:repeat(auto-fit,minmax(228px,1fr));gap:26px;counter-reset:s}
.step{position:relative;padding-top:52px}
.step::before{counter-increment:s;content:counter(s);position:absolute;top:0;left:0;width:40px;height:40px;display:grid;place-items:center;background:var(--ink);color:var(--bg);border-radius:11px;font-weight:700;font-family:var(--display)}
.step h3{margin-bottom:8px}
.step p{font-size:.9rem;margin:0}
.faq{max-width:760px;margin-inline:auto;display:grid;gap:11px}
.faq details{background:var(--surface);border:1px solid var(--line);border-radius:var(--r);overflow:hidden;transition:.2s}
.faq details[open]{border-color:var(--gold);box-shadow:var(--shadow-2)}
.faq summary{padding:18px 22px;cursor:pointer;font-weight:600;color:var(--ink);list-style:none;display:flex;justify-content:space-between;gap:16px;align-items:center;font-size:.98rem}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"";width:9px;height:9px;border-right:2px solid var(--muted);border-bottom:2px solid var(--muted);transform:rotate(45deg);transition:.25s;flex-shrink:0}
.faq details[open] summary::after{transform:rotate(-135deg)}
.faq .faq-body{padding:0 22px 20px;font-size:.925rem;line-height:1.65}
.faq .faq-body p:last-child{margin-bottom:0}

/* footer */
.site-foot{background:var(--bg-2);border-top:1px solid var(--line);padding:56px 0 34px;margin-top:0}
.foot-grid{display:grid;grid-template-columns:1.7fr 1fr 1fr 1fr;gap:38px;margin-bottom:38px}
.foot-brand{margin-bottom:13px}
.foot-blurb{font-size:.9rem;max-width:32ch;color:var(--muted)}
.foot-grid h4{font-size:.78rem;text-transform:uppercase;letter-spacing:.075em;color:var(--ink);margin-bottom:13px}
.foot-grid a{display:block;font-size:.895rem;padding:5px 0;color:var(--body);transition:color .15s}
.foot-grid a:hover{color:var(--gold)}
.disclosure{border-top:1px solid var(--line);padding-top:26px;font-size:.79rem;line-height:1.65;color:var(--muted)}
.disclosure p{margin-bottom:11px}
.disclosure strong{color:var(--body)}
.foot-legal{margin-top:17px;padding-top:15px;border-top:1px solid var(--line-2)}

/* toast */
.toast{position:fixed;bottom:26px;left:50%;transform:translate(-50%,140%);z-index:200;background:var(--ink);color:var(--bg);
  padding:13px 22px;border-radius:11px;font-size:.9rem;font-weight:500;box-shadow:var(--shadow-4);transition:transform .34s cubic-bezier(.2,.8,.2,1)}
.toast.show{transform:translate(-50%,0)}
.cmp-bar.show~.toast.show{transform:translate(-50%,-72px)}

/* ---------- responsive ---------- */
@media(max-width:1080px){
  .hero-grid{grid-template-columns:1fr;gap:40px}
  .hero-stack{height:300px;max-width:460px}
  .hero-stack .card-art{width:250px}
  .hero-stack .card-art:nth-of-type(1){transform:rotate(-9deg) translate(5px,28px)}
  .hero-stack .card-art:nth-of-type(2){transform:rotate(-1deg) translate(55px,3px)}
  .hero-stack .card-art:nth-of-type(3){transform:rotate(7deg) translate(109px,-22px)}
  .hero-stack:hover .card-art:nth-of-type(1){transform:rotate(-13deg) translate(-14px,34px)}
  .hero-stack:hover .card-art:nth-of-type(3){transform:rotate(11deg) translate(129px,-33px)}
  .split{grid-template-columns:1fr;gap:34px}
  .split.flip .split-media{order:0}
  .calc{grid-template-columns:1fr}
  .calc-panel{position:static}
  .det-grid{grid-template-columns:270px 1fr;gap:30px}
  .foot-grid{grid-template-columns:1fr 1fr;gap:30px}
}
@media(max-width:900px){
  .browse{grid-template-columns:1fr}
  .filters{position:fixed;inset:0;z-index:120;border-radius:0;overflow-y:auto;display:none;padding:22px 22px 90px}
  .filters.open{display:block}
  .filters-close{display:flex!important}
  .filter-open{display:inline-flex}
}
@media(max-width:820px){
  .nav-toggle{display:flex}
  .site-nav{
    position:fixed;inset:70px 0 auto;background:var(--bg);border-bottom:1px solid var(--line);
    flex-direction:column;align-items:stretch;gap:0;padding:12px 22px 22px;margin:0;
    box-shadow:var(--shadow-3);display:none;max-height:calc(100vh - 70px);overflow-y:auto;
  }
  .site-nav.open{display:flex}
  .site-nav>a{padding:14px 0;border-bottom:1px solid var(--line-2);font-size:1rem}
  .site-nav>a.on::after{display:none}
  .nav-actions{margin:16px 0 0;justify-content:space-between}
  .nav-actions .btn{flex:1}
  .det-grid{grid-template-columns:1fr}
  .det-art{max-width:300px;margin-inline:auto}
  .proscons{grid-template-columns:1fr}
  .opts.two{grid-template-columns:1fr}
}
@media(max-width:640px){
  .wrap{padding:0 16px}
  /* fan must fit inside 375px - 32px padding = 343px:
     43.2% of 190 = 82px offset + 190px card = 272px. Fits with room to spare. */
  .hero-stack{height:225px}
  .hero-stack .card-art{width:190px}
  .hero-stack .card-art:nth-of-type(1){transform:rotate(-9deg) translate(4px,21px)}
  .hero-stack .card-art:nth-of-type(2){transform:rotate(-1deg) translate(42px,3px)}
  .hero-stack .card-art:nth-of-type(3){transform:rotate(7deg) translate(83px,-17px)}
  .hero-stack:hover .card-art:nth-of-type(1){transform:rotate(-13deg) translate(-10px,26px)}
  .hero-stack:hover .card-art:nth-of-type(3){transform:rotate(11deg) translate(98px,-25px)}
  .hero-badge{left:0;bottom:0;padding:9px 12px;gap:8px}
  .hero-badge b{font-size:.98rem}
  .hero-badge .hb-ic{width:28px;height:28px}
  .hero-float{width:150px;left:-8px;bottom:-16px}
  .hero-photo .ph-frame{transform:none}
  .sect{padding:52px 0}
  .hero{padding:52px 0 44px}
  .card-grid{grid-template-columns:1fr}
  .hero-cta .btn{flex:1;justify-content:center}
  .hero-trust{gap:20px}
  .foot-grid{grid-template-columns:1fr;gap:26px}
  .cmp-bar-inner{flex-direction:column;align-items:stretch;gap:11px}
  .cmp-actions .btn{flex:1}
  .cres{flex-wrap:wrap;gap:12px}
  .cres-art{width:56px}
  .cres-val{width:100%;text-align:left;padding-left:47px}
  .ctile-specs{grid-template-columns:1fr 1fr}
  .keyfacts{grid-template-columns:1fr 1fr}
  .spend-in{width:96px}
  table.cmp tbody th{width:150px;font-size:.72rem;padding:12px 13px}
  table.cmp td{padding:12px 13px}
}
/* ---------- motion: scroll reveal + micro-interactions ---------- */
/* Elements start hidden ONLY when JS is there to reveal them — .js is set by app.js.
   Without it everything stays visible, so a JS failure can never blank the page. */
.js [data-reveal]{opacity:0;transform:translateY(22px);
  transition:opacity .7s cubic-bezier(.2,.8,.2,1), transform .7s cubic-bezier(.2,.8,.2,1)}
.js [data-reveal].in{opacity:1;transform:none}
.js [data-reveal][data-delay="1"]{transition-delay:.08s}
.js [data-reveal][data-delay="2"]{transition-delay:.16s}
.js [data-reveal][data-delay="3"]{transition-delay:.24s}
.js [data-reveal][data-delay="4"]{transition-delay:.32s}
.js [data-reveal][data-delay="5"]{transition-delay:.4s}

/* hero copy rises on load */
.hero-copy>*{animation:riseIn .8s cubic-bezier(.2,.8,.2,1) both}
.hero-copy>*:nth-child(1){animation-delay:.05s}
.hero-copy>*:nth-child(2){animation-delay:.13s}
.hero-copy>*:nth-child(3){animation-delay:.21s}
.hero-copy>*:nth-child(4){animation-delay:.29s}
.hero-copy>*:nth-child(5){animation-delay:.37s}
@keyframes riseIn{from{opacity:0;transform:translateY(20px)}to{opacity:1;transform:none}}

/* buttons: sheen sweep on hover */
.btn-gold,.btn-primary{position:relative;overflow:hidden}
.btn-gold::after,.btn-primary::after{
  content:"";position:absolute;top:0;left:-140%;width:55%;height:100%;
  background:linear-gradient(100deg,transparent,rgba(255,255,255,.42),transparent);
  transform:skewX(-18deg);transition:left .65s cubic-bezier(.2,.8,.2,1);pointer-events:none;
}
.btn-gold:hover::after,.btn-primary:hover::after{left:150%}

/* card tiles lift their art as well as the tile */
.ctile-art .card-art{transition:transform .4s cubic-bezier(.2,.8,.2,1),box-shadow .4s ease}
.ctile:hover .ctile-art .card-art{transform:translateY(-6px) scale(1.035) rotate(-1.2deg);box-shadow:var(--shadow-4)}
.ctile-flag{transition:transform .3s ease}
.ctile:hover .ctile-flag{transform:scale(1.06)}

/* odds bar fills from zero when it scrolls in */
.js [data-reveal] .odds-bar span{width:0!important;transition:width 1s cubic-bezier(.2,.8,.2,1) .25s}
.js [data-reveal].in .odds-bar span{width:var(--w)!important}

/* category tiles */
.cat{transition:transform .28s cubic-bezier(.2,.8,.2,1),box-shadow .28s,border-color .28s}
.cat:hover .cat-ic{transform:rotate(-6deg) scale(1.08);transition:transform .35s cubic-bezier(.2,.8,.2,1)}
.cat-ic{transition:transform .35s cubic-bezier(.2,.8,.2,1)}

/* step numbers pop */
.step::before{transition:transform .3s cubic-bezier(.2,.8,.2,1),background .3s}
.step:hover::before{transform:translateY(-4px) scale(1.08);background:var(--gold);color:#20170a}

/* nav underline grows from the middle */
.site-nav>a::before{content:"";position:absolute;left:50%;right:50%;bottom:-1px;height:2px;
  background:var(--gold);border-radius:2px;transition:left .28s ease,right .28s ease}
.site-nav>a:hover::before{left:0;right:0}
.site-nav>a.on::before{display:none}

@media(prefers-reduced-motion:reduce){
  *,*::before,*::after{animation-duration:.001ms!important;animation-iteration-count:1!important;
    transition-duration:.001ms!important;scroll-behavior:auto!important}
  .js [data-reveal]{opacity:1!important;transform:none!important}
  .js [data-reveal] .odds-bar span{transition:none!important}
}
@media print{.site-head,.site-foot,.cmp-bar,.filters,.toast{display:none!important}}

/* ---------- lead form ---------- */
.leadwrap{background:var(--surface);border:1px solid var(--line);border-radius:var(--r-xl);
  padding:34px;box-shadow:var(--shadow-3);max-width:820px;margin-inline:auto}
.leadwrap-head{text-align:center;margin-bottom:26px}
.leadwrap-head h2{margin-bottom:10px}
.leadwrap-head p{max-width:52ch;margin-inline:auto}
.leadform{display:grid;gap:18px}
.fld-row{display:grid;grid-template-columns:1fr 1fr;gap:18px}
.fld{display:grid;gap:7px;min-width:0}
.fld label{font-size:.86rem;font-weight:600;color:var(--ink)}
.req{color:var(--red)}
.inp{width:100%;padding:14px 16px;border:1px solid var(--line);border-radius:11px;background:var(--bg);
  color:var(--ink);font:inherit;font-size:.95rem;transition:border-color .18s,box-shadow .18s}
.inp::placeholder{color:var(--muted);opacity:.8}
.inp:focus{border-color:var(--gold);outline:none;box-shadow:0 0 0 3px var(--gold-soft)}
.inp.is-bad{border-color:var(--red);background:var(--red-soft)}
.inp.is-bad:focus{box-shadow:0 0 0 3px var(--red-soft)}
.fld-err{font-size:.82rem;color:var(--red);font-weight:500}
.form-alert{background:var(--red-soft);border:1px solid var(--red);color:var(--red);
  padding:13px 16px;border-radius:11px;font-size:.9rem;font-weight:500}
/* honeypot — off-screen, zero size, not announced */
.hp{position:absolute;left:-9999px;width:1px;height:1px;overflow:hidden}

.cap-row{display:flex;align-items:center;gap:12px;margin-bottom:2px}
.cap-word{flex:1;background:var(--bg-3);border:1px dashed var(--line);border-radius:11px;
  padding:15px 20px;font-family:var(--display);font-size:1.5rem;font-weight:700;color:var(--ink);
  letter-spacing:.42em;text-align:center;user-select:none;-webkit-user-select:none;
  text-indent:.42em}
.cap-refresh{width:48px;height:48px;flex-shrink:0;display:grid;place-items:center;cursor:pointer;
  background:var(--green-soft);color:var(--green);border:1px solid transparent;border-radius:11px;transition:.2s}
.cap-refresh:hover{background:var(--green);color:#fff;transform:rotate(-90deg)}

.consent{display:grid;gap:7px;background:var(--bg-2);border:1px solid var(--line);
  border-radius:12px;padding:15px 17px}
.consent.is-bad{border-color:var(--red);background:var(--red-soft)}
.consent-lab{display:flex;gap:12px;align-items:flex-start;cursor:pointer;
  font-size:.815rem;line-height:1.6;color:var(--body)}
.consent-lab input{width:19px;height:19px;flex-shrink:0;margin-top:2px;accent-color:var(--green);cursor:pointer}
.consent-lab a{color:var(--gold);font-weight:600;text-decoration:underline}
.consent-lab a:hover{color:var(--ink)}
.leadform-go{width:100%;justify-content:center;font-size:1.02rem}
.leadform-note{font-size:.79rem;color:var(--muted);text-align:center;margin:0}

.lead-done{text-align:center;padding:26px 10px}
.lead-done-ic{width:66px;height:66px;margin:0 auto 18px;display:grid;place-items:center;
  background:var(--green-soft);color:var(--green);border-radius:50%}
.lead-done h3{font-family:var(--display);font-size:1.6rem;margin-bottom:11px}
.lead-done p{max-width:44ch;margin-inline:auto}
.lead-done-sub{font-size:.84rem;color:var(--muted)}

@media(max-width:640px){
  .leadwrap{padding:24px 18px;border-radius:var(--r-lg)}
  .fld-row{grid-template-columns:1fr;gap:16px}
  .cap-word{font-size:1.2rem;letter-spacing:.3em;text-indent:.3em;padding:13px 12px}
  .cap-refresh{width:44px;height:44px}
}